“Valuing the Future”

        HC&D, a Health Maintenance Organization (HMO) has in its portfolio, specially crafted programs for individuals, families, employees, and students at reasonable cost designed to meet the needs of each members. We strive to offer excellent care and be responsive to the needs of our members and the families we serve with health care benefits. 

      HC&D takes pride with its milestone in service efficiency, with a wide network of accredited hospitals nationwide and on-line medical services, everyone can now enjoy the most convenient and fastest way of availing Emergency Care. Out-Patient and In-Patient Care through our XP Visa Cards (Swipe Cards).